Identification for all Borrowers: State ID, Driver's License, Passport, etc.

Social Security Card (FHA Loans Only).

 

Pay stubs from the past 30 days.

W-2/1099 statements from the past 2 years.

Federal Tax Returns (including all schedules and K-1 statements) from the past 2 years.

 

Statements for all Checking, Savings, Investment & Retirement Accounts for the past consecutive 60 days.

Liability Summary for all outstanding debts: Car Loans, Credit Cards, Student Loans, Child Support, etc.

Letter of explanation for any recent credit inquiries or derogatory items.

Divorce Decree, if applicable.

 

HUD-1 Statement from any recent sale of property.

List of all other persons that are on the Title that are not on the mortgage application.

Trust Documents if the property is held in trust.

Condo/Townhome Association contact information and by-laws.

 

Sales Contract for the new property and, if applicable, the old property.

Your Real Estate Agent and Attorney: names and contact information.

Seller's Real Estate Agent and Attorney: names and contact information.

Homeowner's Insurance Agent: name and contact information.

 

All current Mortgage Statements showing the company name, account number and phone number.

Copy of your current Note.

Your most recent Property Tax Bill.

Homeowner's Insurance Declaration Page showing current coverage and your Agent's name and phone number.